Prequalify applicants with eQualify Online or receive "ready to buy" leads with eCredit Online

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eQUALIFY vs eCREDIT

The key differences are eQualify supports soft pulls and eCredit supports hard pulls. However, there are other important differences to consider.


Feature eQualify Online eCredit Online
Pull Credit Report, Hard Inquiry on Consumer File
Pull Prequal Report, Soft Inquiry on Consumer File
Email Prequalified Certificate to Consumer
Email Privacy Notice to Consumer
Populate Leads Directly into DealerTrack, Route One, CRM's and Desking Systems
Immediately Email Dealership Personnal Lead Information
Customizable Web-Based Application
Mobile Friendly
Integrated Decisioning Engine
Integrated ID Verification

eQualify Online

FAST, SIMPLE, SECURE, ADA COMPLIANT PREQUALIFICATION AND LEAD GENERATION TOOL

Here are a few features of eQualify Online

Soft Inquiry Prequalification Credit Report

Available Simple 5-liner Format

Emailed "Congratulations" Certificate

Safe Harbor Privacy Notice Emailed

Automatically Forward Leads to Other Platforms

Fully Responsive Design

eQualify Online is the industry's only mobile-friendly, fully configurable prequalification application meeting today's strict guidelines. The web-based prequalification application allows businesses to prequalify applicants without a Social Security number or Date of Birth using only non-sensitive data.


eQualify Online delivers a full-file credit report with an actual FICO® score. Available to multiple industries with a zero impact on the consumer's credit score via a soft pull credit report. Don't settle for anything less!

Discover How eQualify Online Can Help Your Business

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eCredit Online

FAST, SIMPLE, SECURE, ADA COMPLIANT CREDIT REPORT AND LEAD GENERATION TOOL

Discover How eCredit Online Can Help Your Business

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Here are a few features of eCredit Online

Available Full Credit Application

Red Flags ID Theft Verification

Safe Harbor Privacy Notice Emailed

Automatically Forward Leads to Other Platforms

Credit Application Push to Dealertrack and RouteOne

Fully Responsive Design

eCredit Online web credit application provides real-time alerts and full consumer consent to pull a credit report on incoming leads. Real-time alerts allowing immediate action while the buyer is in the buying mode. Alerts are sent via email and contain only non-sensitive consumer contact information.


The credit application is instantaneously placed in the eCredit Complete secure eVault. Applicant info can be automatically pushed to your CRM, ILM, B2B, Dealertrack, RouteOne, and other lead generation tools.

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prequalification vs prescreen