I swear and affirm that the information contained within this document is true and correct. I will immediately provide to Fairfield Automotive Partners, LLC (dba BMW of Fairfield) (herein referred to as "Dealer") and/or any third party lending institution any and all information requested from me and I specifically authorize the Dealer and/or any third party lending institution to make whatever other inquiries regarding me that they consider necessary and appropriate, including, but not limited to, requesting a credit report from any credit reporting agency (hereinafter collectively referred to as "information") in their consideration in determining whether or not to grant me credit and/or for the purposes of any updates, renewals, and/or extensions of credit; reviewing or collecting my account; for offering me other products and services; and/or for any other lawful purpose. I understand and agree that the Dealer and/or any third-party lending institution will rely upon my application and information in deciding, within their sole discretion, whether or not to approve or decline the credit that I have requested. If at any time during my credit application process I change the type of credit that I am requesting, I hereby authorize the Dealer, within their sole discretion, to submit my credit application to any other third-party lending institution who offers the type of credit that I am seeking. I further specifically authorize and consent to the Dealer providing to all third-party lending institutions any and all information that I have provided to the Dealer and/or that the Dealer has obtained which is related to my credit application, including, but not limited to, my credit application and/or any of my credit reports. I understand and agree that various communications between the Dealer and third-party lending institutions and/or from either the Dealer and/or third-party lending institutions to me may be conducted after consideration of my credit application has been completed. I understand and agree that the Dealer and/or third-party lending institutions will retain my credit application and information whether or not the credit I seek is approved. I understand and specifically authorize the Dealer and/or third-party lending institutions to utilize emails, automatic telephone dialing systems, prerecorded /artificial voice messages, and text messages to communicate between themselves and/or with me concerning my credit application. I specifically authorize the Dealer and any third-party lending institution to utilize any email address and/or telephone number (including wireless telephone number) that I have provided to the Dealer as part of my credit application or otherwise. I further agree to be solely responsible for any charges that I may incur with respect to the utilization of wireless telephone and/or any form of communication identified within this Agreement.